The Achieve prepaid mastercard or prepaid credit card issued by Palm Desert National Bank is a is a credit card designed for those that have little or no credit or those that have had difficulty obtaining a unsecured prepaid credit card in the past.
Although the card does require a security deposit to be paid in advanced it is a great option for those looking to reestablish there credit. The credit card does have a onetime activation fee of 9.95 for processing and shipping or handling.
There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth.
It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, these are great values that are added to the card so you can refill it at anytime without hassle and for free. It’s great for online purchases as well as an alternate way of paying monthly bills online since its refillable. Only you decided the amount or even know that it is a prepaid card
Therefore, those who are looking for a stored value card to pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program may find the Prepaid Visa Card, or prepaid debit card to be a beneficial option.
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